I just initiated a transfer of funds from PayPal to my checking account. PayPal says this will take 3 to 4 days which seems like an insanely long period of time to twiddle some bits on a couple of systems. The money should be transfered right when I hit the transfer funds button at PayPal. I can envision exactly how this could be done technologically too, and an apt technology springs to mind especially if the current debate gets settled. So could someone explain to me why the banking system is sooo sloooooow?